AI subscriptions — ROI and API value
Updated:
AI subscription ROI: price, guaranteed usage credits, and a conservative API-equivalent estimate. Temporary promotions are excluded unless explicitly noted. Prices updated in August 2026.
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The table compares monthly price with an estimated API-equivalent value. It is a planning aid: real usage depends on model choice, prompt caching, dynamic message limits, and provider policy.
| № | Service | Plan | Type | Price | API equivalent | Savings $ | Savings % | Models | Method |
|---|---|---|---|---|---|---|---|---|---|
| 1 |  Anthropic |
Claude Pro | Direct | $20 | $55 | +$35 | +175% | Sonnet 4.6 Opus 4.7 |
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| 2 | Anthropic |
Claude Max 5x | Direct | $100 | $280 | +$180 | +180% | Sonnet 4.6 Opus 4.7 |
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| 3 | Anthropic |
Claude Max 20x | Direct | $200 | $1200 | +$1000 | +500% | Sonnet 4.6 Opus 4.7 |
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| 4 |  OpenAI |
ChatGPT Plus | Direct | $20 | $140 | +$120 | +600% | GPT-5.5 |
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| 5 | OpenAI |
ChatGPT Pro | Direct | $100 | $550 | +$450 | +450% | GPT-5.5 GPT-5.5 Pro o1 Pro |
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| 6 | OpenAI |
ChatGPT Pro Max | Direct | $200 | $1500 | +$1300 | +650% | GPT-5.5 GPT-5.5 Pro o1 Pro |
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| 7 | OpenAI |
ChatGPT Business | Direct | $25 | $160 | +$135 | +540% | GPT-5.5 GPT-5.5 Pro |
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| 8 | OpenAI |
ChatGPT Enterprise | Direct | $50 | $400 | +$350 | +700% | GPT-5.5 GPT-5.5 Pro o1 Pro |
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| 9 |  Google |
AI Plus | Direct | $4.99 | $18 | +$13 | +261% | Gemini 3.1 Pro |
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| 10 | Google |
AI Pro | Direct | $19.99 | $150 | +$130 | +650% | Gemini 3.1 Pro |
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| 11 | Google |
AI Ultra 5x | Direct | $99.99 | $400 | +$300 | +300% | Gemini Ultra Deep Think |
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| 12 | Google |
AI Ultra 20x | Direct | $199.99 | $800 | +$600 | +300% | Gemini Ultra Deep Think |
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| 13 |  xAI |
X Premium | Direct | $8 | $16 | +$8 | +100% | Grok 4 |
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| 14 | xAI |
SuperGrok Lite | Direct | $10 | $22 | +$12 | +120% | Grok 4.6 |
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| 15 | xAI |
SuperGrok | Direct | $30 | $95 | +$65 | +217% | Grok 4.6 |
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| 16 | xAI |
SuperGrok Plus | Direct | $100 | $320 | +$220 | +220% | Grok 4.6 |
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| 17 | xAI |
SuperGrok Heavy | Direct | $300 | $950 | +$650 | +217% | Grok 4.6 |
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| 18 |  GitHub Copilot |
Pro | Proxy | $10 | $40 | +$30 | +300% | GPT-5.5 Sonnet 4.6 Gemini 3.5 |
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| 19 | GitHub Copilot |
Pro+ | Proxy | $39 | $90 | +$51 | +131% | GPT-5.5 Sonnet 4.6 Gemini 3.5 |
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| 20 |  Cursor |
Pro | Proxy | $20 | $20 | $0 | 0% | Grok Composer frontier models |
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| 21 | Cursor |
Pro+ | Proxy | $60 | $70 | +$10 | +17% | Grok Composer frontier models |
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| 22 | Cursor |
Ultra | Proxy | $200 | $400 | +$200 | +100% | Grok Composer frontier models |
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| 23 |  Windsurf |
Pro | Proxy | $20 | $85 | +$65 | +325% | SWE-1.5 Sonnet 4.6 GPT-5.4 |
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| 24 | Windsurf |
Max | Proxy | $200 | $420 | +$220 | +110% | SWE-1.5 Sonnet 4.6 GPT-5.4 |
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| 25 |  Poe |
Standard | Proxy | $19.99 | $45 | +$25 | +125% | GPT-5 Opus 4.6 Gemini 3 Pro DeepSeek-R1 |
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| 26 |  Trae.ai |
Lite | Proxy | $3 | $25 | +$22 | +733% | GPT-5.4 Sonnet 4 Kimi K2 |
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| 27 | Trae.ai |
Pro | Proxy | $10 | $85 | +$75 | +750% | GPT-5.4 Sonnet 4 |
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| 28 | Trae.ai |
Ultra | Proxy | $100 | $920 | +$820 | +820% | GPT-5.4 Sonnet 4 |
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| 29 |  Command Code |
Go | Proxy | $1 | $10 | +$9 | +900% | GPT-5.6 Luna GLM-5.3 Kimi K3 MiniMax M3 DeepSeek V4 Flash |
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| 30 | Command Code |
GOAT | Proxy | $10 | $70 | +$60 | +600% | GPT-5.6 Sol GPT-5.6 Luna GLM-5.3 Kimi K3 MiniMax M3 DeepSeek V4 Flash |
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| 31 | Command Code |
Pro | Proxy | $20 | $80 | +$60 | +300% | Claude GPT-5.6 Gemini GLM-5.3 Kimi K3 MiniMax M3 |
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| 32 | Command Code |
Max 10x | Proxy | $100 | $150 | +$50 | +50% | Claude GPT-5.6 Gemini GLM-5.3 Kimi K3 MiniMax M3 |
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| 33 | Command Code |
Max 20x | Proxy | $200 | $300 | +$100 | +50% | Claude GPT-5.6 Gemini GLM-5.3 Kimi K3 MiniMax M3 |
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| 34 |  Z.ai |
GLM Coding Lite | Direct | $18 | $270 | +$252 | +1400% | GLM-5.3 GLM-5.3 Flash GLM-5.2 |
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| 35 | Z.ai |
GLM Coding Pro | Direct | $72 | $1080 | +$1008 | +1400% | GLM-5.3 GLM-5.3 Flash GLM-5.2 |
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| 36 | Z.ai |
GLM Coding Max | Direct | $160 | $2400 | +$2240 | +1400% | GLM-5.3 GLM-5.3 Flash GLM-5.2 |
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| 37 |  Kimi |
Andante | Direct | $6.8 | $6.8 | $0 | 0% | Kimi K3 Kimi K2.7 Code Kimi K2.6 |
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| 38 | Kimi |
Moderato | Direct | $13.8 | $13.8 | $0 | 0% | Kimi K3 Kimi K2.7 Code Kimi K2.6 |
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| 39 | Kimi |
Allegretto | Direct | $27.6 | $27.6 | $0 | 0% | Kimi K3 Kimi K2.7 Code HighSpeed Kimi K2.6 |
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| 40 | Kimi |
Allegro | Direct | $97.1 | $97.1 | $0 | 0% | Kimi K3 1M Kimi K2.7 Code HighSpeed Kimi K2.6 |
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| 41 |  Alibaba Cloud |
Qwen Pro | Direct | $50 | $580 | +$530 | +1060% | Qwen3.5-Plus Kimi K2.5 GLM-5 |
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| 42 |  BytePlus |
Coding Lite | Proxy | $10 | $10 | $0 | 0% | Seed-2.0 DeepSeek-V4 GLM-5.2 |
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| 43 | BytePlus |
Coding Pro | Proxy | $50 | $50 | $0 | 0% | Seed-2.0 DeepSeek-V4 GLM-5.2 |
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| 44 |  Kilo |
Pass Starter | Proxy | $19 | $26.6 | +$8 | +40% | Auto Model 500+ gateway models |
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| 45 | Kilo |
Pass Pro | Proxy | $49 | $68.6 | +$20 | +40% | Auto Model 500+ gateway models |
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| 46 | Kilo |
Pass Expert | Proxy | $199 | $278.6 | +$80 | +40% | Auto Model 500+ gateway models |
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| 47 |  MiniMax |
Token Plan Plus | Direct | $22 | $22 | $0 | 0% | M3 M2.7 |
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| 48 | MiniMax |
Token Plan Max | Direct | $55 | $55 | $0 | 0% | M3 M2.7 |
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| 49 | MiniMax |
Token Plan Ultra | Direct | $132 | $132 | $0 | 0% | M3 M2.7 |
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| 50 |  Opencode |
Go | Proxy | $10 | $60 | +$50 | +500% | Opencode Assistants |
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How the API equivalent is estimated
Direct subscriptions (usage-based)
The provider creates the model or offers its own coding plan. The equivalent uses a published quota or a conservative official-method estimate; each row explains the method.
Proxy subscriptions (credit-based)
An IDE or aggregator plan. The equivalent is based on published usage credits spent at the underlying models' API rates.
⚠️ Estimates are approximate and message limits are dynamic. Verify current pricing on the official websites.